Gian Paulo Spangaro

My Credentials:

• Canadian Investment Manager designation
• Fellow of the Canadian Securities Institute
• Certified Financial Planner
• Securities and Mutual Funds
• Life and Disability Insurance Level II
• Rotary Paul Harris Fellow (Link)
• CTM – Competent Toastmaster (Link)

I am dedicated to being the primary resource person in all financial areas, working in conjunction with accounting and legal professionals as well as mortgage and deposit brokers.

Helping individuals to establish their personal financial goals and take positive steps to meet them is the focus of the financial planning process. Financial planning is an ongoing process during which we work together to help you meet your goals and objectives.

This is accomplished by using the following Six Step Approach to Financial Planning:

1. Clarifying Your Present Situation
2. Understanding Your Goals and Objectives
3. Identifying Any Financial Problems
4. Providing You With Written Recommendations
5. Co-ordinating the Implementation Of The Recommendations
6. Providing Periodic Reviews

WHAT YOU CAN EXPECT FROM ME:

Investment Planning

Planning your investment strategy is a key component of virtually every financial plan. The decision as to how your money will be invested can have a significant impact on whether or not you will be able to achieve your financial goals.

Tax Minimization

Construct strategies to minimize one of the inevitabilities of life through tax deferral, reducing taxable income and splitting taxable income.

Insurance Planning

A person’s most valuable financial asset is their ability to earn an income. Without that income, or adequate replacement income one would have to liquidate their savings and investments to meet daily expenses. This could result in financial difficulties, as well as having a negative impact on your retirement planning.

Retirement Planning

Providing adequate income for you during retirement is generally the primary objective of retirement planning. Plan now to put in place strategies that will provide you with your desired lifestyle.

Estate Planning

Complex issues revolving around wills, choosing an executor, distributing assets, Powers of Attorney, and Probate Fees need to be studied now in an effort to be fully prepared.